The company says that it has paid out at least two claims. The company pays the claimant $1 per year until their death or for 1 million years, whichever comes first.
Over 20,000 people have purchased the insurance. The insurance is normally purchased by the "feeble-minded", according to a former Lloyd's of London underwriter.
Prominent policyholders have included Shirley MacLaine and a Harvard University professor who has written on aliens.
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